If you are getting ready to graduate, then move into that first job and have not thought about planning for retirement, this is your wake-up call.  Similarly, if you are graduating and have considered how to start planning for retirement, this is your opportunity.  Wondering how to start a personal budget – no problem!  We have answers for you. During the week of April 23-30, the libraries will be celebrating Money Smart Week.  What is Money Smart Week you ask?  Money Smart Week was started by the Federal Reserve Bank of Chicago and continued as a partnership with the American Library Association.  Its goal is to foster financial literacy among all segments of our population.  This is done through programs often times in libraries.  These programs present information on retirement or estate planning, managing credit cards, making a budget, shopping for a car or home, avoiding online scams, etc.

So, your next question is probably “What programs are we having at the Baylor libraries?”  This year, we have 3 really great programs that we are promoting here in the library.  The first one is on April 25 at 12:00pm in the Dennis Campbell Innovative Learning Space, (2nd floor, Jones Library) and will feature Dr. Bill Reichenstein.  Dr. Reichenstein is a professor in the Finance department in the Hankamer School of Business and is a frequent speaker on the topic of retirement planning and social security all over the U.S.  This is a chance to hear about retirement planning for the new college grad and get a lot of your questions answered.  If you have not heard Dr. Reichenstein speak, you will be in for a treat!

On Tuesday, April 26, Mr. Jon Allen, Chief Security Officer at Baylor, will be speaking on internet security and how you can keep your information safe from all kinds of scams. Mr. Allen has presented numerous times on the area of internet security.  What he has to tell you is interesting, a bit scary and very beneficial in keeping your information and money safe. This program is also at 12:00 in the Dennis Campbell Innovative Learning Space.

Our third program is from Financial Foundations here on campus and will be presented by Ms. Donna Bowman.  This program will cover making your personal budget and how that can help you keep track of your money and expenses.  By making a budget, not only could you not run out of money, you might actually have some left at the end of the month.  Come and learn helpful tip and strategies for budgeting.  We will be beginning this program at 12:00pm in the Dennis Campbell Innovative Learning Space.

So, hopefully, we have tempted you into attending 1, 2 or all of these terrific presentations that we have planned for Money Smart Week.  These programs represent an easy way you can gain knowledge that will benefit you now and in the future.  Plan on joining us at 12:00pm in the library – Bring your lunch, bring a friend and bring your questions.  Be financially literate!